Who May Join?
For detailed information on who is eligible to join, please click here.

How do I join?
Print out and complete the Membership Application and bring it to one of our branch locations. Click here for Branch Information and Locations. No appointment is necessary. Membership is established with a one-time, non-refundable $10 member ship fee and a $5 deposit to a Share Savings Account. 

Join at work
Employees of our member EMCs have the option to visit their EMC Credit Union Service Advisor to open their GEMC FCU account. 

ATM Locations
GEMC FCU has two ATM locations where you can use your GEMC FCU ATM or Debit card for unlimited free transactions. These ATMs are conveniently located at our Douglasville and Dallas branches:

GEMC FCU is also a partner in the Credit Union 24 Network, offering thousands of surcharge-free ATM options nationwide using CU HERE terminals. To search for a surcharge-free ATM near you, use the ATM/Branch Locator located on the right.

Explore the ATM/Branch Locator to the right to find the ATM most convenient to you.

Please note that there is a $2.00 fee per transaction at all non-GEMC FCU ATMs if more than 5 transactions are made in a calendar month. See Fee Schedule for details.